Investment & Financial Advisory Firm | Investinum
Investment & Financial Advisory Firm | Investinum
We help employers and trustees make considered retirement fund and employee benefit decisions that balance investment, risk, member needs and practical implementation.
Retirement and employee benefit decisions affect your people, your costs and your responsibilities as an employer or trustee. The recommendation therefore needs to make sense not only on paper, but in practice.
Our retirement fund and employee benefit solutions can help you:
Assess retirement fund arrangements against employer objectives, member needs and the wider benefit structure.
Consider umbrella fund options and how the structure, benefits and costs fit the needs of your organisation and employees.
Review group protection benefits such as life and disability cover within your broader employee benefit arrangement.
Assess existing benefits, identify areas that warrant attention and consider whether the current structure still serves the organisation and its members.
Provide investment advice for retirement fund assets, informed by experience working with fund managers, strategy teams and other fund stakeholders.
Help make benefit arrangements and relevant decisions clearer to employers and members.
Fund trustees, investment committees and professional partners working with retirement or group scheme assets need defined roles, a disciplined and defensible process, and reliable reporting back to the board.
That’s where Investinum steps in. We consider these factors together so that individual benefit decisions support a more coherent structure rather than becoming a collection of unrelated products.
It can include pension and provident fund solutions, umbrella retirement funds, group risk and life or disability cover, employee benefit reviews, member and employer communication, and investment advice for retirement fund assets.
We work with employers, HR teams, trustees, management committees and other people responsible for retirement fund and employee benefit decisions.
Yes. Advice can be structured to give trustees the reasoning and relevant information they need to assess, explain and stand behind a recommendation.
Group risk benefits can include life and disability protection provided to a defined group of employees through an employer or retirement fund arrangement.
Investinum’s documented experience includes work involving mine rehabilitation funds and Group Personal Accident arrangements. The specific services currently available should be discussed with Investinum based on your organisation’s requirements.*
Member communication can form part of the benefit process, helping employees understand what benefits are provided and the decisions that may be required of them.
A review becomes particularly relevant when workforce needs, organisational circumstances, costs, fund arrangements or regulatory requirements change materially.
An umbrella retirement fund allows multiple unrelated employers to participate in a single retirement fund structure rather than each employer establishing and operating its own standalone fund.
Yes. Investinum’s documented experience includes advising on pension fund assets exceeding R2 billion and working alongside fund managers and strategy teams.*
The exact administration, implementation and reporting support available depends on the engagement and current service arrangements. Speak to us about the requirements of your fund or organisation.
Review your retirement fund and employee benefits with a clearer view of cost, risk, investment and member needs.
Review your retirement fund and employee benefits with a clearer view of cost, risk, investment and member needs.